TOLINATTORNEY AT LAW

Chapter 7 & Chapter 13 bankruptcy

Debt is personal.
So is our approach.

Financial strain can reach into every part of life. We take time to discuss your circumstances, explain your options, and help you understand what each path could mean for you.

Chapter 7 & Chapter 13 representation.

Jim provides representation in Chapter 7 and Chapter 13 bankruptcy proceedings, along with consultations about alternatives to bankruptcy and how each option may affect your finances, property, credit, and future.

What we can discuss

Chapter 7 bankruptcy representation

Review your circumstances, discuss eligibility and potential effects on your property and debts, and understand what representation in a Chapter 7 proceeding would involve.

Chapter 13 bankruptcy representation

Discuss whether Chapter 13 may fit your circumstances, including repayment-plan considerations and what representation throughout the proceeding would involve.

Consultations about other options

Explore alternatives to bankruptcy and discuss the possible advantages, limitations, costs, and risks of each approach in light of your circumstances.

How your options could affect you

Ask about potential effects on your home and other property, credit, household finances, and longer-term plans. Jim can explain the considerations specific to you before you decide how to proceed.

The availability and consequences of each option depend on your circumstances. No particular result is guaranteed.

Understand the options before choosing a path

Bankruptcy can affect debts, property, credit, and household finances differently depending on the facts. Jim represents clients in Chapter 7 and Chapter 13 proceedings and also consults with people who want to understand alternatives before deciding what to do.

A place to begin

Let’s talk about
what matters to you.